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11 open records, sorted by soonest deadline. Official searches with no deadline come last.
Credit settlements arise under the Fair Credit Reporting Act and the consumer-credit statutes: inaccurate credit or background reports, disputes that were not investigated, card fees and interest practices, and collection conduct. The class is usually defined by the reporting agency or card issuer and a stated period, and the claim form often asks only for the account or report in question.
Statutory damages drive some of these, which means a flat payment per class member regardless of loss; others pay documented losses only. The record states which, and the official notice is the authority.
Filing is free on the administrator's site. No legitimate settlement asks for a Social Security number by email or charges a fee to file.
1 closed record in this category is on the closed records page.
For three weeks in spring 2022 a coding fault on one of Equifax's servers meant the credit scores and attributes it sent to lenders, insurers and other businesses differed from…
Arizona only
Hughes Federal Credit Union has settled an Arizona class action brought by borrowers whose vehicles it repossessed. If the credit union financed your vehicle, or took over the…
Bright Lending has settled a Northern District of Illinois class action over the interest it charged on its loans, with a $15,000,000 fund. If you took out a Bright Lending loan…
A Philadelphia County class action over credit repair services agreements has settled for a gross fund of $125,000, payable over about two years. If you signed a credit repair…
New Mexico only
Guadalupe Credit Union has settled a New Mexico class action over collection lawsuits it filed in magistrate court without being represented by a licensed New Mexico attorney. If…
On September 17, 2026, 41 state attorneys general settled with the subprime auto lender Credit Acceptance Corporation over loans the states say the company knew borrowers could…
Schenker settled claims that it obtained background checks on job applicants and employees without the disclosure and authorization the Fair Credit Reporting Act requires. The…
The CFPB found that Lexington Law and CreditRepair.com charged illegal upfront fees for credit-repair services and marketed them with bait-and-switch advertising. Payments run…
Federal law entitles everyone to free credit reports, and all three bureaus now provide them weekly at no charge through the single FTC-authorized site. If you received a…
A credit freeze blocks new accounts from being opened in your name, and since 2018 it is free for everyone at all three bureaus. After a data-breach notice, a freeze is the…
If a breach notice turns into actual misuse — accounts you did not open, charges you did not make — the FTC's official site builds a free personalized recovery plan, generates an…
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