CFPB consumer payment · Open
Lexington Law and CreditRepair.com CFPB redress
The CFPB found that Lexington Law and CreditRepair.com charged illegal upfront fees for credit-repair services and marketed them with bait-and-switch advertising. Payments run through JND Legal Administration and the CFPB has listed the distribution as ongoing since December 2024. You may be eligible if you paid either company after a telemarketing call between March 2016 and August 2023, or after being handed off by a marketing affiliate as far back as July 2011. There is no claim form and no fee at any point; amounts depend on what each person paid and are not guaranteed.
There is no claim form for this one. The administrator pays consumers it has already identified, so the useful step is to make sure they can reach you — not to file anything. Anyone offering to file it for you, for a fee, is selling you nothing.
Facts from the official materials
- Status
- Open
- Type
- CFPB consumer payment
- Category
- Credit
- Defendant / company
- Lexington Law and CreditRepair.com
- Administrator
- JND Legal Administration (CFPB third-party administrator)
- Claim deadline
- See official notice
- Eligibility period
- July 21, 2011 – August 30, 2023
- States
- See official notice (often nationwide)
- Proof
- No claim to file — payments are sent automatically
- Possible amount
- Varies — paid automatically, no claim form
- Source confidence
- high
- Last verified
- September 6, 2026
Covered products and services
- Lexington Law credit repair
- CreditRepair.com
CFPB v. Lexington Law and CreditRepair.com
Payments are calculated by the administrator from what each person actually paid, so amounts differ and are estimates rather than guarantees. There is no claim form, no deadline and no fee at any point.
Eligibility questions
These questions help you decide whether to read the official notice. They are not a legal determination.
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