Non-bank ATM surcharge settlement
Class-action settlement92 days left to fileDeadline February 10, 2027
Class-action settlement. Claim deadline February 10, 2027. Possible amount: Share of a $167.5M fund, not guaranteed. No proof mentioned for the basic option. Filing on the official site is free.
When the money moves
What the official materials say about the payment schedule for this settlement, and what the administrator has published since. Every figure below is linked to the page it was read from.
Expected
The notice says the court is due to consider approval on February 17, 2027, that the decision may be appealed, and that if it is approved with no appeal the claims administrator anticipates sending payments within six months, digitally by email unless a cheque is requested.
Read off the official notice, in its own words. These dates slip — an appeal can move a distribution by a year or more — so treat it as the administrator's plan rather than a schedule.
Source: the official notice
Who may be eligible
Visa and Mastercard agreed to pay $167,500,000 to settle antitrust claims that their network rules stopped independent ATM operators from charging lower access fees on cheaper networks, leaving cardholders paying more to withdraw their own cash. The court-approved notice covers anyone in the United States charged an access fee for a cash withdrawal at an independent, non-bank ATM between October 24, 2007 and August 14, 2026 that their bank did not fully reimburse; if that describes you, you may be eligible to file. Payments are a proportional share of the net fund based on the qualifying transactions claimed, and the notice says the amount cannot be known in advance, so every figure is an estimate. Claims close February 10, 2027, and filing on the official settlement site is free.
The eligibility period on the official materials is October 24, 2007 – August 14, 2026. The notice states no state limit, so it is usually nationwide. Covered: Cash withdrawals at independent (non-bank) ATMs.
Only the official administrator or agency decides who is eligible. Read the official notice before filing, and file only if you believe you meet its criteria.
How much it may pay
Share of a $167.5M fund. Every figure here is an estimate from public materials, not a guarantee: many settlements pay pro rata or only after a claims review, so final amounts commonly land well below the advertised maximum.
Valid claims share what is left of the $167,500,000 fund — Visa $88,775,000 and Mastercard $78,725,000 — after attorneys' fees and litigation costs, taxes, up to $3 million in notice and administration costs and service awards. The share is proportional to the qualifying surcharged transactions that are approved, and the notice says nobody can know in advance what a payment will be. Alongside the nationwide class there are statewide classes for California, Illinois, Massachusetts and Michigan.
What the deadline is
The claim deadline is February 10, 2027.
The deadline to opt out or object is December 11, 2026.
The court's fairness hearing is set for February 17, 2027; payments do not go out until the settlement is finally approved and any appeals are resolved.
The notice says the court is due to consider approval on February 17, 2027, that the decision may be appealed, and that if it is approved with no appeal the claims administrator anticipates sending payments within six months, digitally by email unless a cheque is requested.
What proof is needed
No proof mentioned for the basic option.
The basic claim usually asks for your name, contact details and a statement that you meet the criteria. Optional higher tiers, such as documented losses, can still require records.
How to file for free
Open the official claim page on this page, run by A.B. Data, Ltd. (Non-Bank ATM Surcharge Fee Settlement), read the criteria, and file there if you believe you meet them. Filing is free: official claims never carry a fee, and this site never files on anyone's behalf.
Never give a Social Security number, bank login or card number to a site that is not the official administrator or agency page.
Official claim pageFacts from the official materials
- Status
- Open
- Type
- Class-action settlement
- Category
- Banking and finance
- Defendant / company
- Visa Inc. and Mastercard Incorporated
- Administrator
- A.B. Data, Ltd. (Non-Bank ATM Surcharge Fee Settlement)
- States
- See official notice (often nationwide)
- Source confidence
- medium
- Last verified
- October 25, 2026
Burke v. Visa Inc., et al. · 1:11-cv-01882 · U.S. District Court for the District of Columbia
Eligibility questions
These questions help you decide whether to read the official notice. They are not a legal determination.
Track this record
Related records
Records that share a company, category, or subject with this one. Closed ones are marked; filing on the official site is free for the rest.
- Bank of America denied debit card and ATM dispute settlementClass-action settlement · December 11, 2026
- Twist Bioscience securities settlementClass-action settlement · November 17, 2026
- American Electric Power SEC Fair Fund for AEP investorsClass-action settlement · November 23, 2026
- Navy Federal unauthorized personal loan settlementClass-action settlement · November 29, 2026
Want to compare more than this one record? Check your eligibility across every open record.