CFPB consumer payment · Open
U.S. Equity Advantage AutoPayPlus CFPB redress
U.S. Equity Advantage sold AutoPayPlus, a payment-accelerator service for car loans, and the CFPB found its advertising overstated the savings while playing down fees that usually exceeded them. More than 120,000 people paid enrollment fees, and the CFPB lists the current distribution as ongoing since September 2025. If you enrolled a car loan in AutoPayPlus you may be eligible, and there is no form to submit because the administrator works from enrollment records. Payment amounts are estimates, and contacting the administrator is free.
There is no claim form for this one. The administrator pays consumers it has already identified, so the useful step is to make sure they can reach you — not to file anything. Anyone offering to file it for you, for a fee, is selling you nothing.
Facts from the official materials
- Status
- Open
- Type
- CFPB consumer payment
- Category
- Vehicles
- Defendant / company
- U.S. Equity Advantage, Inc. and Robert M. Steenbergh
- Administrator
- Rust Consulting (CFPB third-party administrator)
- Claim deadline
- See official notice
- States
- See official notice (often nationwide)
- Proof
- No claim to file — payments are sent automatically
- Possible amount
- Varies — paid automatically, no claim form
- Source confidence
- high
- Last verified
- September 6, 2026
Covered vehicles
- AutoPayPlus payment accelerator program
Model and year are a starting point, not a decision — coverage usually turns on the individual vehicle. Check yours on the official claim page, which is where any VIN lookup lives.
CFPB v. U.S. Equities Advantage, Inc.
The CFPB says more than 120,000 people paid enrollment fees for the program. Payments are divided by the administrator from enrollment records, so each amount is an estimate rather than a set figure, and there is nothing to submit and nothing to pay.
Eligibility questions
These questions help you decide whether to read the official notice. They are not a legal determination.
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