Money Owed To Me

CFPB consumer payment · Open

All American Check Cashing CFPB redress payments

The CFPB alleged that All American Check Cashing and Mid-State Finance hid the fees attached to their services, oversold the benefits of their high-cost payday loans, and failed to give refunds they had promised. The Bureau's administrator began mailing payments in July 2024 and the CFPB still lists the distribution as ongoing. There is no claim form and no deadline: if you borrowed from or cashed checks with either company you may be eligible, and the administrator identifies recipients from company records. Amounts are estimates that depend on the harm recorded for each person, and neither the CFPB nor its administrator charges anything at any stage.

There is no claim form for this one. The administrator pays consumers it has already identified, so the useful step is to make sure they can reach you — not to file anything. Anyone offering to file it for you, for a fee, is selling you nothing.

Facts from the official materials

Status
Open
Type
CFPB consumer payment
Category
Banking and finance
Defendant / company
All American Check Cashing, Inc. and Mid-State Finance, Inc.
Administrator
Rust Consulting (CFPB third-party administrator)
Claim deadline
See official notice
States
See official notice (often nationwide)
Proof
No claim to file — payments are sent automatically
Possible amount
Varies — paid automatically, no claim form
Source confidence
high
Last verified
September 6, 2026

Covered products and services

  • Payday loans
  • Check cashing

CFPB v. All American Check Cashing, Inc.

The administrator calculates each payment from company records, so amounts vary with the harm recorded for a given person and are estimates rather than set figures. There is no way to apply for a larger share and no fee at any stage.

Eligibility questions

These questions help you decide whether to read the official notice. They are not a legal determination.

Did you take out a payday loan or use check-cashing services from All American Check Cashing or Mid-State Finance?
Were you charged fees you had not expected, or refused a refund you asked for?
Has your mailing address changed since you last dealt with these companies?

The administrator pays by mail, so a stale address is the usual reason a payment does not arrive.

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