Progressive Colorado total loss valuation settlement

Who may be eligible

Progressive settled claims that it underpaid Colorado policyholders on totalled vehicles by applying a "projected sold adjustment" that cut the value of the comparable vehicles in its valuation reports. The court-approved notice covers Colorado residents who made a first-party vehicle damage claim on a Progressive Direct policy submitted between April 12, 2019 and July 8, 2026, or on a Progressive Preferred policy submitted between December 19, 2021 and July 8, 2026, where the vehicle was a total loss and the adjustment was applied to at least one comparable vehicle. If that describes you, you may be eligible to file: a valid claim pays 68% of that adjustment's impact on your own vehicle, so the amount varies with the car and is an estimate rather than a set figure. Claims close February 5, 2027, and filing on the official settlement site is free.

The eligibility period on the official materials is April 12, 2019 – July 8, 2026. It is limited to Colorado. Covered: Progressive Direct auto insurance, Progressive Preferred auto insurance.

Only the official administrator or agency decides who is eligible. Read the official notice before filing, and file only if you believe you meet its criteria.

How much it may pay

Share of a $15.24M fund, by what you paid. Every figure here is an estimate from public materials, not a guarantee: many settlements pay pro rata or only after a claims review, so final amounts commonly land well below the advertised maximum.

A valid claim pays 68% of the Projected Sold Adjustment impact on that claimant's own total loss, so the amount tracks the vehicle's value. The notice puts that impact at 2.75% of the actual cash value in Progressive's records for the Progressive Direct class and 2.25% for the Progressive Preferred class, and estimates about $15,240,887 is available across both. Filing online needs the Claimant ID or total loss claim number and the PIN from the postcard or email notice; a paper form is mailed to identified class members and can be signed and returned instead.

What the deadline is

The claim deadline is February 5, 2027.

The deadline to opt out or object is November 5, 2026.

The notice says the court must still approve the settlement, the attorneys' fees and the service awards, and that no settlement benefits are provided unless it does.

What proof is needed

Notice ID / PIN from the official letter or email may be required.

The official claim form states exactly what it accepts; gather it before you start.

How to file for free

Open the official claim page on this page, run by Curran v. Progressive Settlement Administrator (P.O. Box 301132, Los Angeles, CA 90030-1132), read the criteria, and file there if you believe you meet them. Filing is free: official claims never carry a fee, and this site never files on anyone's behalf.

Never give a Social Security number, bank login or card number to a site that is not the official administrator or agency page.