Allstate Arizona nonmaterial depreciation settlement

Who may be eligible

Allstate settled a case claiming it wrongly deducted nonmaterial depreciation when it adjusted Arizona property damage claims. The court-approved notice covers policyholders who made a structural loss claim on an Arizona home, condo, manufactured home, rental dwelling or other structure and were paid an actual cash value amount by Allstate, Esurance, Encompass or North Light between April 25, 2017 and October 1, 2026 with nonmaterial depreciation withheld. Most class members may be eligible for 50% of the net nonmaterial depreciation withheld plus 10% simple annual interest; anyone who already recovered all of it gets a one-time payment between $10 and $360. Claims close on January 29, 2027, exclusions on November 16, 2026, and final approval is set for December 15, 2026. Filing is free on the official site, which asks for your policy and claim numbers; amounts are estimates.

The eligibility period on the official materials is April 25, 2017 – October 1, 2026. It is limited to Arizona. Covered: Allstate property insurance, Esurance property insurance, Encompass property insurance, North Light Specialty property insurance.

Only the official administrator or agency decides who is eligible. Read the official notice before filing, and file only if you believe you meet its criteria.

How much it may pay

Based on what you paid. Every figure here is an estimate from public materials, not a guarantee: many settlements pay pro rata or only after a claims review, so final amounts commonly land well below the advertised maximum.

Two groups, set by the notice. Class members never paid the withheld nonmaterial depreciation, which the notice calls the majority, get 50% of the net estimated amount withheld plus 10% simple annual interest from the first actual cash value payment to the effective date, so it tracks the size of the original claim. Those who already recovered all outstanding depreciation get a one-time $10 to $360. The claim form asks for the policy number, claim number and date of loss; one form per covered loss. Amounts are estimates.

What the deadline is

The claim deadline is January 29, 2027.

The deadline to opt out or object is November 16, 2026.

The court's fairness hearing is set for December 15, 2026; payments do not go out until the settlement is finally approved and any appeals are resolved.

The notice says payment is posted to eligible class members after final approval, after any appeals are resolved in favor of the settlement, and after claims administration finishes, and asks people to be patient.

What proof is needed

Account or service history may be required.

The official claim form states exactly what it accepts; gather it before you start.

How to file for free

Open the official claim page on this page, run by Angeion Group (Allstate Hernandez Depreciation Settlement Administrator), read the criteria, and file there if you believe you meet them. Filing is free: official claims never carry a fee, and this site never files on anyone's behalf.

Never give a Social Security number, bank login or card number to a site that is not the official administrator or agency page.