McLean Mortgage data breach settlement

Who may be eligible

McLean Mortgage Corporation told borrowers and applicants that a cyberattack around October 17, 2024 may have exposed names, Social Security numbers, driver's license numbers, financial account numbers, passport numbers and health insurance details. If you were sent one of those letters you may be eligible for a flat $45 cash payment with no documents, or instead up to $1,000 in documented ordinary losses, up to $4,000 in documented fraud losses and four hours of lost time at $25 an hour, plus three years of credit monitoring. Claims close December 10, 2026 and the online form opens with the LoginID and PIN from the notice. Filing on the official site is free, and the administrator decides every claim.

The notice states no state limit, so it is usually nationwide.

Only the official administrator or agency decides who is eligible. Read the official notice before filing, and file only if you believe you meet its criteria.

How much it may pay

About $45. Every figure here is an estimate from public materials, not a guarantee: many settlements pay pro rata or only after a claims review, so final amounts commonly land well below the advertised maximum.

The simplest option is a flat $45 alternative cash payment that needs no documentation but replaces every other cash benefit. Instead of it you may claim up to $1,000 for documented ordinary out-of-pocket losses, up to $4,000 for documented identity theft or fraud losses, and four hours of lost time at $25 an hour (capped at $100, counted inside the $1,000 ordinary limit), for losses falling between October 17, 2024 and December 10, 2026. Everyone in the class may also claim three years of CyEx Financial Shield Complete credit monitoring. Amounts are estimates, not guarantees.

The notice states no total settlement fund. Class counsel will ask the court to approve $250,000 for fees and costs, and a $2,500 service award for each of the three class representatives, both paid by McLean Mortgage.

What the deadline is

The claim deadline is December 10, 2026.

The deadline to opt out or object is November 10, 2026.

The court's fairness hearing is set for December 10, 2026; payments do not go out until the settlement is finally approved and any appeals are resolved.

The FAQ says payments are distributed only after the court grants final approval and any appeals are resolved, and notes it is unknown how long an appeal would take.

What proof is needed

Notice ID / PIN from the official letter or email may be required.

The official claim form states exactly what it accepts; gather it before you start.

How to file for free

Open the official claim page on this page, run by Simpluris (McLean Data Breach Settlement), read the criteria, and file there if you believe you meet them. Filing is free: official claims never carry a fee, and this site never files on anyone's behalf.

Never give a Social Security number, bank login or card number to a site that is not the official administrator or agency page.

Why this case happened

Three named plaintiffs sued McLean Mortgage Corporation after a targeted cyberattack on its systems around October 17, 2024. The notice says the files reached in the attack may have held names, Social Security numbers, driver's license numbers, financial account numbers, passport numbers and health insurance information. McLean denies wrongdoing and the court has not decided who is right; the parties settled to avoid the cost and risk of a trial.