Money Owed To Me

CFPB consumer payment · Open

Western Benefits Group advance-fee CFPB redress

Western Benefits Group telemarketed student-loan debt-relief services and, the CFPB found, charged advance fees while implying it was connected to the Department of Education and that the fees would go toward the loans themselves. The Bureau's order shut the company down, voided its consumer agreements and barred it from collecting anything further. Distribution began in January 2026 and is listed as ongoing, so borrowers who paid the company from 2016 onward may be eligible without filing anything. Amounts are estimates, and neither the CFPB nor its administrator charges for any step.

There is no claim form for this one. The administrator pays consumers it has already identified, so the useful step is to make sure they can reach you — not to file anything. Anyone offering to file it for you, for a fee, is selling you nothing.

Facts from the official materials

Status
Open
Type
CFPB consumer payment
Category
Education
Defendant / company
Western Benefits Group, LLC
Administrator
Rust Consulting (CFPB third-party administrator)
Claim deadline
See official notice
Eligibility period
From January 1, 2016
States
See official notice (often nationwide)
Proof
No claim to file — payments are sent automatically
Possible amount
Varies — paid automatically, no claim form
Source confidence
high
Last verified
September 6, 2026

Covered products and services

  • Western Benefits Group student-loan debt-relief services

In re Western Benefits Group, LLC

The CFPB found the company's practices caused about 5,970 consumers roughly $974,590 in total harm, measured as fees paid less refunds. Individual payments are set by the administrator and are estimates rather than guaranteed amounts. The order also voided consumer agreements and barred further fee collection, and no part of the process costs anything.

Eligibility questions

These questions help you decide whether to read the official notice. They are not a legal determination.

Did you pay Western Benefits Group a fee for help consolidating or lowering your student loans?
Were you told the company was connected to the Department of Education, or that your fees would go toward your loans?

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