CFPB consumer payment · Open
LendUp Loans unauthorized fee CFPB redress
The CFPB found that LendUp Loans collected fees it was not authorized to charge and failed to send applicants the adverse-action notices the Equal Credit Opportunity Act requires. Distribution to affected borrowers has been listed as ongoing since May 2024. If you borrowed from LendUp you may be eligible, though the administrator decides who is paid using the loan records in the case rather than any application. Amounts are estimates, and the official administrator charges nothing to answer questions or to send a payment.
There is no claim form for this one. The administrator pays consumers it has already identified, so the useful step is to make sure they can reach you — not to file anything. Anyone offering to file it for you, for a fee, is selling you nothing.
Facts from the official materials
- Status
- Open
- Type
- CFPB consumer payment
- Category
- Banking and finance
- Defendant / company
- LendUp Loans, LLC
- Administrator
- Epiq Systems (CFPB third-party administrator)
- Claim deadline
- See official notice
- States
- See official notice (often nationwide)
- Proof
- No claim to file — payments are sent automatically
- Possible amount
- Varies — paid automatically, no claim form
- Source confidence
- high
- Last verified
- September 6, 2026
Covered products and services
- LendUp installment loans
CFPB v. LendUp Loans, LLC
This distribution is funded through the CFPB's civil penalty fund. The administrator decides who is paid and how much from the loan records in the case, so amounts are estimates rather than promised sums, and nothing is charged for a payment or an enquiry.
Eligibility questions
These questions help you decide whether to read the official notice. They are not a legal determination.
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