Money Owed To Me

State attorney-general restitution · Open

Hawaii Contractors Recovery Fund

Hawaii keeps a Contractors Recovery Fund, paid for by fees collected from every licensed contractor in the state, to compensate people a contractor has left out of pocket. Owners and lessees of private residences, condominiums and cooperative units may be eligible if the contractor they hired was currently and actively licensed when the contract was signed; work contracted with an unlicensed, suspended or inactive contractor is not covered. The Board pays at most $12,500 per contract and at most $25,000 across all claims against the same contractor, pro-rating payments when several claims arrive, so these are estimates rather than promises. It is a fund of last resort: you give the Contractors Licensing Board written notice when you start a court action, obtain a judgment in a Hawaii district or circuit court, show you have tried and failed to collect it, and then move the court for payment. The Board charges nothing for a Recovery Fund claim, and no service needs to be paid to pursue one.

Facts from the official materials

Status
Open
Type
State attorney-general restitution
Category
Housing
Defendant / company
Hawaii Contractors License Board
Administrator
Contractors License Board, Professional and Vocational Licensing Division, Hawaii Department of Commerce and Consumer Affairs
Claim deadline
See official notice
States
HI
Proof
See the official notice for proof rules
Possible amount
Up to about $12,500 (not guaranteed)
Source confidence
high
Last verified
October 19, 2026

Covered products and services

  • Home improvement and repair work by a Hawaii-licensed contractor
  • Construction of a private residence in Hawaii
  • Condominium and cooperative unit improvements and alterations

The Fund pays a maximum of $12,500 per contract, and no more than $25,000 in total for any one licensed contractor. Where several homeowners claim against the same contractor, the Board may pro-rate what each receives, so a contractor with many claims can exhaust what is available. Payment is a last resort and comes only after an unsatisfied court judgment, and accepting it means assigning your rights in that judgment to the Contractors License Board. Figures are read off the Board's own consumer brochure and are not guarantees.

Eligibility questions

These questions help you decide whether to read the official notice. They are not a legal determination.

Did you hire a Hawaii-licensed contractor for work on a home or property you own or lease?

The contractor must have been currently and actively licensed at the time the contract was signed. You can check a licence through the Regulated Industries Complaints Office.

Did that contractor's work or conduct leave you with a financial loss?
Have you obtained, or are you pursuing, a court judgment against that contractor in Hawaii?

The Fund pays only after a Hawaii district or circuit court judgment that the contractor has not satisfied.

Did you give the Contractors Licensing Board written notice when the court action began?

Written notice to the Board at the time the action starts is one of the Fund's own requirements.

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