CFPB consumer payment · Open
Climb Credit CFPB redress payments
If you had a Climb Credit or related Climb Enterprise loan with an origination fee that was not included in the finance charge disclosure, you may be eligible for a CFPB redress payment. The CFPB lists this matter as ongoing, with victim compensation beginning July 24, 2026. There is no general claim form listed on the CFPB page; contacting the official administrator is free.
There is no claim form for this one. The administrator pays consumers it has already identified, so the useful step is to make sure they can reach you — not to file anything. Anyone offering to file it for you, for a fee, is selling you nothing.
Facts from the official materials
- Status
- Open
- Type
- CFPB consumer payment
- Category
- Banking and finance
- Defendant / company
- Climb Credit, Inc. and affiliates
- Administrator
- Rust Consulting / CFPB
- Claim deadline
- See official notice
- States
- See official notice (often nationwide)
- Proof
- No claim to file — payments are sent automatically
- Possible amount
- Varies — paid automatically, no claim form
- Source confidence
- high
- Last verified
- September 6, 2026
Covered products and services
- Climb Credit student loans
- Climb Enterprise loans
CFPB v. Climb Credit, Inc., Climb Investco, LLC, Climb GS Loan Fund 2018-1, LLC, 1/0 Holdco, LLC, and 1/0 Capital, LLC · 1:24-cv-07868
The CFPB page says affected consumers may receive a refund for undisclosed origination fees. Amounts vary and are not guaranteed.
Eligibility questions
These questions help you decide whether to read the official notice. They are not a legal determination.
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Records that share a company, category, or subject with this one. Each is still open, and filing on the official site is free.
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